You need to be thinking about how much you need to have an enjoyable income in retirement. For instance what percentage of your current income would you want in retirement and for how long? You can do the sums and see how much you need to save by retirement age to achieve this. You can check out your retirement objectives and what you need to save to achieve these by clicking our "Retirement Calculator" button on the right hand side. Once you reach retirement we can help you manage your money during those retirement years. We can do cash flow projections so that you know how much you can spend and how long your money will last.